Minor Damage Insurance
Nothing says 'new car' like the shine of a new car's paintwork, but it's frustrating to see that immaculate glossy finish disappear under a layer or small scuffs, scratches or minor dings.
The good news is, minor dents, scuffs or scratches don't have to be permanent.
Whether they're caused accidentally or maliciously, minor damage to the bodywork and bumpers can be repaired, keeping your car's exterior immaculate and maintaining the value of the vehicle.
Ingeni's Minor Damage insurance is designed to be used, to keep your new car looking it's best, and it's value high.
Designed to be Used - Multiple Claims Per Year
Our Minor Damage Insurance allows you to make multiple repairs every year that the policy runs. Minor Damage Insurance allows for a maximum of 6 repair claims within every 12 month period, which means you can make up to 12 claims for a 24 month policy and up to 18 claims for a 36 month policy.
If the chips, dents, scuffs and scratches you pick up are within the repair parameters outlined in the policy, we'll repair them, so there's no reason for letting your car's paintwork look anything other than immaculate!
The Benefits
Repair techicians come to you, so repairs can be done at your convenience. Claims you make have no impact on your standard motor insurance and do not affect your no claims bonus.
Our UK based claims team and repair technicians make the whole claims and repair process easy, and there is no charge for making a claim. Just get in touch and let us help.
How to make a claim
It’s easy to make a claim. Here’s what you need to do:
1. Telephone the claims team on 01787 220799
2. We’ll take your details and send you a claim form
3. Fill in the form and send it back along with photographs of the damage
We will need:
1. One close up shot of the damage
2. One shot taken far enough away that we can see exactly where the
damage is on the car.
Please include a ruler in both shots (see our top tips sheet for examples)
4. We assess the damage and once approved, our authorised repairers will be in touch with your directly to arrange your repair
Please check out our 'Photographing Claims Damage' document, which gives advice on exactly what we need from you to ensure a speedy approval and repair.
Watch the video
Our short video explains what Minor Damage Insurance covers and how it works. Take a look.
Information at a glance: IPID
Download the Insurance Product Information Document (IPID) which summaries the terms and conditions for this product.
Need to know
Minor Damage Insurance is optional and is available from other insurance suppliers.
Please note that the cost of Minor Damage Insurance may vary depending on differing levels of cover and variable terms and conditions. Download our Insurance Product Information Document which summarises all terms and conditions and we advise that you use it to check carefully what is covered by other insurance companies when making comparisons.
Terms and Conditions
Download the full Terms and Conditions for this product. If you are comparing with other insurance providers, make sure you compare all the details for a true reflection of comparable value.
Make a Claim
Need to make a claim?
Call us on 01787 220799 or email us on claims@ingeni.co.uk.
You can download our claims document here.
Photographing Damage for Claims
Getting good shots of the damge speeds up the claim and repair process. Click here to find out exactly what we need to see.